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Navi

Driving High-Quality Loan Approvals via UPI Journey & Precision Attribution

App:
Navi – UPI, Instant Loan, Insurance & Gold
Platform:
Android & iOS
Geo:
India
Model:
CPA

Campaign

The Navi campaign focused on acquiring high-quality, loan-eligible users via a seamless UPI-led onboarding experience. It emphasized DRR targets, creditworthiness, and validation through a secure, fraud-controlled setup.

Strategy

  • Target users aged 21–60 with income > ₹15,000/month
  • Focus on credit card holders with low/no DPD in past 6–12 months
  • CIBIL score > 680, no write-offs or defaults
  • Strict IP whitelisting and S2S-only validated postbacks

Results

  • Approval Flow Integrity: 93%+ met bureau & income eligibility
  • Attribution Accuracy: 98%+ confirmed via AppsFlyer
  • Fraud Control: <5% Protect360 rejection rate
  • S2S Hygiene: 100% from Navi's whitelisted IPs
  • Outcome: Campaign flagged for quality scaling
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